While all paintless dent repair done by The CAR Guy is insurance approved, this type of damage can easily exceed your insurance deductible. It is also covered under comprehensive, and will NOT raise your rates. This is also a repair that needs to be written AND repaired in a indoor facility for a proper estimate, and repair. Contact your insurance to open the claim, but please do not let them tell you where you need to repair it. Body shops sublet Paintless Dent Repair out, and not all techs are qualified, or certified. All work done by The CAR Guy is guaranteed.